About
Pathlight Home Mortgage Solutions
Thank you for visiting  and welcome to Pathlight Home Mortgage Solutions! For over 15 years, I've enjoyed helping friends and friends of friends get great deals on mortgages as they've purchased and refinanced their homes.

Pathlight Home Mortgage Solutions was started in early 2016 to excel in doing exactly that - to offer borrowers a "personal touch" in finding the most competitive rates and programs available, along with keeping closing costs as low as possible.  Also to help those who may have had difficulty with their credit history over the years. 

Call or email me today for a free consulation on the best mortgage options to fit your needs - conventional, jumbo, FHA and VA 30-year fixed and ARM offerings at the most competitive rates available.

 
CALL TODAY!
301 613-1437
TO APPLY CLICK HERE!https://blink.mortgage/app/signup/p/pathlighthomemortgagesolutions

Pathlight Home Mortgage Solutions
NMLS# 1438768
Licensed and bonded in DC, MD
MD Lic: 06-22138       DC Lic:MLB1438768 
NMLS: www.nmlsconsumeraccess.org
Do's and Don'ts!!!
To help avoid any delays with your loan approval, we have created a list of  Do’s and Don’ts for you to follow during your loan transaction to make  things as smooth as possible.

Do
Continue to make your mortgage or rent payments on time
Stay current on all existing accounts
Continue to work for the same employer
Continue to use the same insurance company
Continue living at your current residence
Continue to use your credit card as you normally would
Keep credit card balances at or below 40% of credit limits
Call us before doing anything regarding your employment, credit cards or assets.

Don't
Make a major purchase (car, boat, etc.)
Apply for new credit or loans of any kind
Pay off any collections or charge-offs before consultation
Change bank accounts or banks unless advised
Consolidate your debt into fewer accounts
Start any home improvement projects
Deposit cash or non-traceable funds
Close credit card accounts
Borrow money
Transfer checking or savings balances from one account to another
Max out or over charge existing cards
Raise red flags to the underwriter (i.e. co-signing on another person’s loan, change your name and address)
Plan a vacation during your loan transaction without informing your loan officer
Do not give notice to your landlord before consulting with your loan officer

Very Important!
Do not incur any additional debt during the loan process. This could potentially have an adverse effect on our ability to offer you financing. This also includes raising balances on existing credit cards. Please contact me should you have any concerns or questions.