Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 1438768
www.nmlsconsumeraccess.org
21220 Leaman Lane,
Germantown, MD 20876
Phone: (301) 613-1437
jrstoner@comcast.net
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