About
Pathlight Home Mortgage Solutions
Thank you for visiting  and welcome to Pathlight Home Mortgage Solutions! For over 15 years, I've enjoyed helping friends and friends of friends get great deals on mortgages as they've purchased and refinanced their homes.

Pathlight Home Mortgage Solutions was started in early 2016 to excel in doing exactly that - to offer borrowers a "personal touch" in finding the most competitive rates and programs available, along with keeping closing costs as low as possible.  Also to help those who may have had difficulty with their credit history over the years. 

Call or email me today for a free consulation on the best mortgage options to fit your needs - conventional, jumbo, FHA and VA 30-year fixed and ARM offerings at the most competitive rates available.

 
CALL TODAY!
301 613-1437
TO APPLY CLICK HERE!https://blink.mortgage/app/signup/p/pathlighthomemortgagesolutions

Pathlight Home Mortgage Solutions
NMLS# 1438768
Licensed and bonded in DC, MD
MD Lic: 06-22138       DC Lic:MLB1438768 
NMLS: www.nmlsconsumeraccess.org
PRIVACY POLICY
Pathlight Home Mortgage Solutions understands your expectations for privacy and security with respect to your personal financial information. The Privacy Policy is designed to inform you of the types of information that we collect from our customers, along with how we use that information and the circumstances under which we will share it with third parties.

Introduction
Pathlight Home Mortgage Solutions understands your expectations for privacy and security with respect to your personal financial information. The following privacy policy is designed to inform you of the types of information that we collect from our customers, along with how we use that information and the circumstances under which we will share it with third parties.

We Respect Your Privacy
Pathlight Home Mortgage Solutions respects your privacy and is committed to treating your information responsibly. We believe that many customers appreciate the offer of products and services that may be useful to them. At the same time, we understand the need to safeguard sensitive information that you have provided to us, and that you expect privacy and security for your personal and financial affairs.
Information Collection

Pathlight Home Mortgage Solutions will collect nonpublic personal information about you only when we reasonably believe that the information will be necessary and useful in processing or administering your loan; or providing products, services and other opportunities that we think will be of interest to you. In this notice, the term nonpublic personal information refers to information about you that we receive from the sources described below and that is not otherwise lawfully available to the general public. We collect nonpublic personal information about you from the following sources:
Information we receive from you on your application or other forms, such as your name, social security number, assets, and income;
Information about your transactions with us, our affiliates, or others; such as your account balance, payment history, parties to transactions;
Information we receive from a consumer-reporting agency, such as your credit worthiness and credit history.

Information Sharing Permitted By Law
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law. For example:
In response to a subpoena;
W hen we are authorized by you, in writing, to disclose to a third party from whom you wish to receive a service or product;
When we share information about experiences and transactions with you with one of our affiliates.

Joint Notices
If you have a joint account with us (i.e. you have a co-borrower), you should share this notice with the person who shares the account. He or she may not get a separate notice.

Our Former Customers
After you are no longer a customer of Pathlight Home Mortgage Solutions we will continue to treat your nonpublic personal information as if you were still our customer.

Maintenance of Accurate Information
We have established procedures designed to ensure that your nonpublic personal information is as accurate and complete as possible, and is in accordance with reasonable commercial standards. If you believe that our records contain inaccurate or incomplete information about you, please notify us by calling  301 613-1437 or sending a written inquiry to us at 10409 Brunswick Avenue, Silver Spring, MD 20902 and we will take commercially reasonable steps to investigate your concerns and correct inaccurate information in a timely manner.

Confidentiality and Security
We limit access to nonpublic personal information to employees who use this information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information. We appreciate your business and want you to understand our commitment to maintaining the privacy of your nonpublic personal information, as expressed in this Privacy Policy. This Privacy Policy applies only to individual consumers. This Privacy Policy is effective as of April 2, 2016. We reserve the right to amend the policy at any time. If you have questions about this Privacy Policy, please contact John Stoner at the phone number or address above.