About Me

Meet John Stoner

I’m John Stoner, founder of Pathlight Home Mortgage Solutions and a licensed mortgage loan officer in Maryland, Washington DC, and Virginia. After a career in Government Relations, I’ve been originating mortgages for over 20 years, and I started Pathlight in 2016 to deliver something many borrowers do not get anymore: a personal touch, clear guidance, and a smoother path to closing.

My focus is simple. I help you find the most competitive rates and best programs available while keeping closing costs as low as possible. I also specialize in helping borrowers who need extra support, especially when credit history has been a challenge. If you need a plan to improve credit and strengthen your approval, I’ll walk you through it step by step.

I’m also a Certified Divorce Lending Professional and I frequently assist with divorce buyouts and estate buyouts. These situations require careful structure and clear timelines, and I make sure you understand your options so you can move forward with confidence.

Find the Right Mortgage for Your Situation

With access to a wide range of programs, I’ll help you compare your options and choose the mortgage that fits your goals. I work with first-time buyers, move-up buyers, VA and FHA borrowers, self-employed clients, and down payment assistance scenarios. I also specialize in divorce buyouts and estate buyouts, where getting the structure right matters most. You will get clear answers, a steady plan, and a process designed to stay stress free from application to closing.

Mortgage Solutions with a Personal Touch

I work with homebuyers and homeowners across MD, DC, and Virginia, and I’m here to guide you from pre-approval through closing with clear communication and responsive support.

I help clients with a wide range of needs, including credit improvement guidance, refinance planning, and specialized scenarios like divorce and estate buyouts. My goal is to keep things organized, reduce stress, and help you make smart decisions without confusion.